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Registered Disability Savings Plan

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Website - Registered Disability Savings Plan


Canada is the first country in the world to have a Registered Disability Savings Plan (RDSP). The RDSP will present families with a way to provide for the future financial security of their loved ones with disabilities. An estimated 500,000 people across Canada will benefit from this initiative.
To be eligible for the Registered Disability Savings Plan, you or your loved one must be eligible for the federal Disability Tax Credit. That does not mean that they need to have any income, but they must take the Disability Tax Credit Certificate Form (T-2201) to their physician, who will complete it and send it to one of
the Tax Centres listed on the form.
To be eligible, you must meet two conditions:
1. Your disability must last (or be likely to last) for at least 12 months
2. Your ability to carry out some of the basic activities of daily living (e.g., dressing, speaking, feeding,
walking, mental functions necessary for everyday life, etc.) must be markedly restricted.
Form T2201 spells out the requirements in greater detail. In addition, it has a self assessment questionaire
that you use to see if you qualify before visiting your doctor. or


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